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Retirement On The Central Coast In 2020

Retirement on the Central Coast in 2020

5 non-financial tips you must consider

Wow, 2020 has been a year of many challenges for everyone. Whether it be the lockdown period, change to our lifestyle choices, working from home, or realising the importance of a shared meal with friends and family. All these regular facets of life, which are usually taken for granted, help our mental health and help us deal with the day-to-day challenges we all face.

When we discuss Retirement Planning with our clients, we invest a large amount of time discussing the changes to your lifestyle. Work phone calls and constant emails will soon be a distant memory… instead your attention can be focused on local issues like the waterfront development at Gosford, or the contentious boardwalk at Terrigal may become part of your daily conversations (for those people fortunate enough to give up the daily commute!)

So maybe the events of 2020 have actually helped us to understand that we can do life differently and it’s a great opportunity to thrive and succeed.

When considering your ideal retirement, understand it’s more than just money.

Here are 5 non-financial topics to consider when working on your retirement plan:

  • Understand it’s a personal journey and you can thrive in the transition
  • Establish a new sense of purpose or identity in transition and remove any conflict about your retirement decision
  • You’re not alone – validate your thoughts and feeling and have peace of mind that most people go through the same process
  • Have clear goals that allow you to see the value and benefits of planning beyond the ‘dollars and cents’ of retirement
  • Lifestyle decisions are different for everyone, there is no right or wrong, so enjoy life after all those years of hard work

Checking in on your retirement plan doesn’t just ensure you have saved enough money. It also means making sure you are mentally ready for the change ahead and considering your lifestyle choices to ensure all those years pay off.

If you are ready to enjoy the retirement you deserve, book an initial appointment with one of our Retirement Advice Specialists. We have offices located at Central Coast – Erina (CCFPG), Newcastle – The Junction (NFPG) and Sydney CBD (SWA).




DISCLAIMER: The views expressed in this publication are solely those of the author; they are not reflective or indicative of RI Advice Group’s position and are not to be attributed to RI Advice Group. They cannot be reproduced in any form without the express written consent of the author. This information (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice. Newcastle Financial Planning Group, Central Coast Financial Planning Group, Sydney Wealth Advisers, Coastal Advice Port Macquarie and Coastal Advice Ballina Byron are subsidiaries of Coastal Advice Group Pty Ltd which is a Corporate Authorised Representative of RI Advice Group Pty Ltd, ABN 23 001 774 125 AFSL 238429.

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