Australia taxes superannuation in several ways, which leaves people asking “Do you pay tax on super contributions?” Superannuation contributions can be taxed at different points, including when contributions are made, when super assets earn investment returns, and when withdrawals are…
Australia has around $16 billion in lost or unclaimed super from 6.9 million super accounts. If you’re one of the millions who have lost track of your super and are asking "How do I find my lost super?" it's better…
According to the Australian Taxation Office, around 3 million Australians held two or more super accounts as of June 2022. You could be one of these 3 million Aussies if you’ve changed employers, carried out self-employed or contractor work at…
Superannuation is important to your financial future as an Australian, but it can often be complex and confusing. To help demystify this topic, we've compiled quick answers to the most common questions Australians search and ask about superannuation. Whether you're…
The past few years that included fires, floods, a pandemic, and war has caused everyday investors to become hyper-aware of market movements and the subsequent effect on their investment/superannuation portfolio valuations. It's important to remember that volatility is part of…
Superannuation in Australia plays a crucial role in securing your financial future. Whether you’re new to the workforce, an existing employee, a contractor, or self-employed, the superannuation system offers benefits, and each employment category has its criteria. With the flexibility…
Well done if you're thinking of making additional contributions to your superannuation fund! You're well on your way to making thoughtful decisions that you'll later appreciate whilst enjoying your retirement. However, today’s economic climate and booming housing market means that…
There's no such thing as "too early" when it comes to most things, especially financial planning. After all, you can never be too sure about your future, so you should secure as much money as possible to ensure you have…
When it comes to financial advice, a crucial aspect to understand is superannuation, also known simply known as a super. Superannuation in Australia is a vehicle that allows us to save for retirement in a tax-efficient manner. Contributions are made…
A superannuation fund is the wealth accumulation vehicle most Australians rely on to fund their retirement lifestyle and is likely to be the largest asset outside the family home when you finally decide to retire. According to The Association of…